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WOW! You must have bad credit!!!



 
 
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  #1  
Old July 15th 04, 07:44 AM
R
external usenet poster
 
Posts: n/a
Default WOW! You must have bad credit!!!

On Wed, 21 Apr 2004 23:51:13 GMT, "Breezy \( for Old lurker \)"
wrote:

I went to the store last friday to get an all new contract. *Family share
1200* with 3 lines and 3 new phones.

WELL! MY GOD! $3000 deposit required for new activation. that is $1000 on
each of 3 lines. WOW!


Wow! You must have bad credit!

The sales rep wasn't too helpful. He offered run my credit again. One
inquiry in my file is enough, thank you.


So, in other words, he offered to check again to make sure it wasn't
an error, but you, knowing your credit is ****, told him not to
bother.

So I sent VZW this email when I got home:

I was just at your "Somewhere in M.A." store to buy new
service and phones. I was told I would need a $1000 deposit per line!
WoW! I want to know why? I could do a $200 deposit but $3000! WoW! It
would be cheaper to pay a whole year of service ahead of time and full
price of phones but the sales rep said I would still need to make the
deposit. What gives?


Dear Doesn't Understand Liability,

Even if you buy the phones and pay the entire year in advance, you
can still run up enormous overage bills by gabbing on the phone for
longer than your minutes package allows. Since you have ****ty
credit, which means you aren't trustworthy to pay your bills, it's too
much of a risk to let you be a customer, unless you're willing to give
them three thousand bucks in advance in case you try to screw them as
your credit report suggests you've screwed others in the past.

Old lurker

----------------------------------------------------

I recieved this response Sunday:

Dear Old lurker,
Tough cookies, hombre! (my paraphrase)


snip
-----------------------------------------------

So I sent this email monday:

Thank you for sending me this information.

I called your Credit Orders and Operations Department at 800-382-7116 and
was told there is a single negative trade line in my Trans Union file. I am
aware of it but have not been able to get it updated properly these past few
years. Onestly I haven't put the time into it. As I am sure you know
maintaining ones credit file can be a time consuming exercise.


Owning cell phones and paying your phone bill on time can be a time
consuming exercise, too. Maybe if you consumed a bit more of your
time with keeping your financial word, companies would be more likely
to trust you.

Regardless, my fico score should be high enough to obtain a contract though
VZW.


Guess not!

sheeeesh! credit should have NOTHING to do with wireless. reasonable???
risks??


Oh, you poor thing. You've been irresponsibe and now people don't
trust you. It's probably this sort of "it's never my fault" attitude
that got you in the fix you're in right now.

Credit is a measure of how responsible you are with your money and
how you treat those you do business with. Clean up your finances.
Pay your bills on time. Don't borrow more than you can pay back. Be
honest. Keep to these principals, and you will never have trouble
getting a bank/lender/cellular provider/whatever to trust you (trust
you as far as your wages will throw you, anyhow). Keep screwing your
finances up and forgetting to pay your creditors as you have been and
you will find that people and companies won't trust you. Surprise
surprise. Welcome back to the bed you've made.

-R

  #2  
Old July 15th 04, 09:07 AM
peter_may_day
external usenet poster
 
Posts: n/a
Default

" honest. Keep to these principals, and you will never have trouble
getting a bank/lender/cellular provider/whatever to trust you (trust
you as far as your wages will throw you, anyhow). Keep screwing your
finances up and forgetting to pay your creditors as you have been and
you will find that people and companies won't trust you. Surprise
surprise. Welcome back to the bed you've made.

-R


For your information, Lurker did get His contract after He spoke with somone
at VZW's Manhatten Offices, and explained his long standing ID Theft issue.
They still requiered a $120 deposit per line.

The point He was trying to make, is that with record numbers of Americans
the victims of ID Theft, having good credit isn't as black and white as just
paying your bills on time.
--
peter_may_day

http://groups.yahoo.com/group/who-called-me/
Directory of unlisted phone numbers

--


  #3  
Old July 15th 04, 08:52 PM
Popbomb
external usenet poster
 
Posts: n/a
Default

"R", i agree with some of the points you've made but you are one arrogant
dude. Youre the type of customer that gets slipped the refurbs we all know
that arent any good (and you'll just have to come back again anyway..ha!)
when your phone breaks, or thats given a faulty part just to get your
arrogant a$$ out of the shop. Thats what being like that gets you in verizon
land...

Get over yourself...


"R" wrote in message
...
On Wed, 21 Apr 2004 23:51:13 GMT, "Breezy \( for Old lurker \)"
wrote:

Wow! You must have bad credit!

So, in other words, he offered to check again to make sure it wasn't
an error, but you, knowing your credit is ****, told him not to
bother.


Dear Doesn't Understand Liability,

Even if you buy the phones and pay the entire year in advance, you
can still run up enormous overage bills by gabbing on the phone for
longer than your minutes package allows. Since you have ****ty
credit, which means you aren't trustworthy to pay your bills, it's too
much of a risk to let you be a customer, unless you're willing to give
them three thousand bucks in advance in case you try to screw them as
your credit report suggests you've screwed others in the past.

Old lurker

----------------------------------------------------

I recieved this response Sunday:

Dear Old lurker,
Tough cookies, hombre! (my paraphrase)


snip
-----------------------------------------------

So I sent this email monday:

Thank you for sending me this information.

I called your Credit Orders and Operations Department at 800-382-7116 and
was told there is a single negative trade line in my Trans Union file. I

am
aware of it but have not been able to get it updated properly these past

few
years. Onestly I haven't put the time into it. As I am sure you know
maintaining ones credit file can be a time consuming exercise.


Owning cell phones and paying your phone bill on time can be a time
consuming exercise, too. Maybe if you consumed a bit more of your
time with keeping your financial word, companies would be more likely
to trust you.

Regardless, my fico score should be high enough to obtain a contract

though
VZW.


Guess not!

sheeeesh! credit should have NOTHING to do with wireless. reasonable???
risks??


Oh, you poor thing. You've been irresponsibe and now people don't
trust you. It's probably this sort of "it's never my fault" attitude
that got you in the fix you're in right now.

Credit is a measure of how responsible you are with your money and
how you treat those you do business with. Clean up your finances.
Pay your bills on time. Don't borrow more than you can pay back. Be
honest. Keep to these principals, and you will never have trouble
getting a bank/lender/cellular provider/whatever to trust you (trust
you as far as your wages will throw you, anyhow). Keep screwing your
finances up and forgetting to pay your creditors as you have been and
you will find that people and companies won't trust you. Surprise
surprise. Welcome back to the bed you've made.

-R



  #4  
Old July 16th 04, 05:49 AM
Upset
external usenet poster
 
Posts: n/a
Default

Wow R, talk about anger. There are tons of reasons a person could
have a bad credit score. Sometimes it's not the consumers fault.
And... if someone runs a credit check on you and it comes back
negative or bad... DO NOT HAVE THE PERSON RUN IT AGAIN! R, what the
heck is wrong with you? Did you not know that when someone runs a
credit check, it actually hurts your score. That's why if you've been
denied credit, you aren't supposed to reapply for credit until 6
months later. I repeat, DO NOT HAVE THE SAME COMPANY/CREDITOR RUN YOUR
CREDIT AGAIN FOR ATLEAST 6 MONTHS! So if the rep had re run his
credit, it would have more than likely made the situation worse. Come
on man, these are basic principles that most people understand.
Clearly there are a lot of things you don't understand. It's ok, all
of us will be more than happy to point out your mistakes.


R wrote in message . ..
On Wed, 21 Apr 2004 23:51:13 GMT, "Breezy \( for Old lurker \)"
wrote:

I went to the store last friday to get an all new contract. *Family share
1200* with 3 lines and 3 new phones.

WELL! MY GOD! $3000 deposit required for new activation. that is $1000 on
each of 3 lines. WOW!


Wow! You must have bad credit!

The sales rep wasn't too helpful. He offered run my credit again. One
inquiry in my file is enough, thank you.


So, in other words, he offered to check again to make sure it wasn't
an error, but you, knowing your credit is ****, told him not to
bother.

So I sent VZW this email when I got home:

I was just at your "Somewhere in M.A." store to buy new
service and phones. I was told I would need a $1000 deposit per line!
WoW! I want to know why? I could do a $200 deposit but $3000! WoW! It
would be cheaper to pay a whole year of service ahead of time and full
price of phones but the sales rep said I would still need to make the
deposit. What gives?


Dear Doesn't Understand Liability,

Even if you buy the phones and pay the entire year in advance, you
can still run up enormous overage bills by gabbing on the phone for
longer than your minutes package allows. Since you have ****ty
credit, which means you aren't trustworthy to pay your bills, it's too
much of a risk to let you be a customer, unless you're willing to give
them three thousand bucks in advance in case you try to screw them as
your credit report suggests you've screwed others in the past.

Old lurker

----------------------------------------------------

I recieved this response Sunday:

Dear Old lurker,
Tough cookies, hombre! (my paraphrase)


snip
-----------------------------------------------

So I sent this email monday:

Thank you for sending me this information.

I called your Credit Orders and Operations Department at 800-382-7116 and
was told there is a single negative trade line in my Trans Union file. I am
aware of it but have not been able to get it updated properly these past few
years. Onestly I haven't put the time into it. As I am sure you know
maintaining ones credit file can be a time consuming exercise.


Owning cell phones and paying your phone bill on time can be a time
consuming exercise, too. Maybe if you consumed a bit more of your
time with keeping your financial word, companies would be more likely
to trust you.

Regardless, my fico score should be high enough to obtain a contract though
VZW.


Guess not!

sheeeesh! credit should have NOTHING to do with wireless. reasonable???
risks??


Oh, you poor thing. You've been irresponsibe and now people don't
trust you. It's probably this sort of "it's never my fault" attitude
that got you in the fix you're in right now.

Credit is a measure of how responsible you are with your money and
how you treat those you do business with. Clean up your finances.
Pay your bills on time. Don't borrow more than you can pay back. Be
honest. Keep to these principals, and you will never have trouble
getting a bank/lender/cellular provider/whatever to trust you (trust
you as far as your wages will throw you, anyhow). Keep screwing your
finances up and forgetting to pay your creditors as you have been and
you will find that people and companies won't trust you. Surprise
surprise. Welcome back to the bed you've made.

-R

  #5  
Old July 16th 04, 10:11 AM
P T Wang
external usenet poster
 
Posts: n/a
Default


"Upset" wrote in message
om...
And... if someone runs a credit check on you and it comes back
negative or bad... DO NOT HAVE THE PERSON RUN IT AGAIN! R, what the


True. And ask for a free copy of the credit report.



 




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